Phone insurance is something you never thought of before you got your iPhone. Now that you have your dream phone, start thinking about what happens if you were to lose it or break it! Theft of such an item is common, and so is water damge.The cost of replacing the iPhone should be enough to consider insurance.

The manufacturer’s warranty should cover you for the first year, but if you wait for that long you’re not going to get insurance for a year old device. Get the insurance early. Make sure it covers theft and accidental damage and also has extended warranty for your iPhone. The repair costs can be recouped from the insurance. How about coverage in your vacations or business trips out of the country? This might be something to consider too.

You can buy insurance for your iPhone from your provider in some cases. Else check out outside insurance vendors and what kid of coverage they offer. It might be worth considering.

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